HOME IS CLOSER THAN YOU THINK
Y9K makes sending money home feel as easy as sending a message with fast settlement, transparent exchange and local access on the other side. Supporting family shouldn't mean losing money to fees or waiting days for a transfer to arrive. With Y9K, money moves directly into the recipient's account, ready to hold, exchange or use locally.
Y9K connects global digital settlement with local financial rails.
That means the technology working underneath can be global, while the experience on either side stays simple.
You Send
Y9K handles the rest
They Receive
Send in seconds
Move money across borders without waiting days for traditional correspondent banking to settle.
Keep more of the sent
Y9K is designed for sub-2% diaspora remittance, compared with the significantly higher costs common across traditional remittance channels.
Exchange when needed
Receive value in a USD-pegged balance and exchange into local currency when needed, with transparent FX.
Use it locally
Once received, money can move through Y9K's local financial rails giving recipients a practical way to access and use their funds.
Built for Africa. Connected to the world.
Receiving money should be the beginning, not the end. Once money arrives in Y9K, recipients can use the same account to: Hold USD-pegged value, Exchange into local currency, Send money to another user, Spend through connected cards, Pay locally as the network expands
